If you were born in 1973 or earlier, here’s a question worth asking: Is your CPF still quietly growing because of government support? Many Singaporeans don’t realise that even after turning 55, meaningful help continues behind the scenes. The Majulah Package 2026 is a good example.
This package isn’t about handouts. It’s about recognising work done, encouraging people to stay active, and making sure retirement doesn’t feel like a financial cliff. In 2026, the Majulah Package remains a core part of how Singapore supports older workers and retirees.
What is the Majulah Package really for?
Think about this stage of life. Kids may be grown. Income might be less predictable. Healthcare costs start to matter more. The Majulah Package was built for this exact phase.
Its purpose is simple but powerful. Reward those who keep working. Help those with lower lifetime earnings catch up on savings. Strengthen healthcare funds before medical needs rise. In short, it helps Singaporeans age with dignity, not anxiety.
Who benefits from the Majulah Package 2026?
The Majulah Package focuses on citizens born in 1973 or earlier, often called “young seniors” and older adults. Support is targeted, not blanket. Those with lower incomes and smaller CPF balances receive more help.
No applications are needed. If you qualify, the benefits are credited automatically.
Key benefits under the Majulah Package
The Majulah Package has three main components. Each one serves a different purpose, but together they strengthen long-term security.
| Component | Amount Range (S$) | Type | What It Helps With |
|---|---|---|---|
| Earn and Save Bonus | 400 to 1,000 yearly | CPF top-up | Rewards working seniors |
| Retirement Savings Bonus | 1,000 to 1,500 one-time | CPF top-up | Boosts retirement funds |
| MediSave Bonus | Higher amounts for lower balances | MediSave top-up | Supports healthcare costs |
All CPF-related credits earn interest, which means they quietly grow over time instead of being spent immediately.
Earn and Save Bonus explained simply
If you’re 55 or older and still working, this part matters most. Singaporeans earning between 500 and 6,000 a month can receive the Earn and Save Bonus every year.
Lower earners receive higher amounts. The idea is clear. Keep working if you can, and your retirement savings grow faster without you needing to set aside extra cash.
Retirement and MediSave support
At age 55, some people discover their CPF balances aren’t where they hoped they’d be. The one-time Retirement Savings Bonus steps in here, especially for those with lower balances.
The MediSave Bonus works alongside this by strengthening healthcare savings. Larger top-ups go to those who need them most, helping cover future medical bills with less stress.
How you receive the Majulah Package benefits
Everything is automatic. CPF top-ups go directly into your accounts. Notifications are sent by letter or digital channels. You can always check your eligibility and payment status through the CPF portal or the government benefits website using Singpass.
Why this package still matters in 2026
The Majulah Package 2026 isn’t loud or flashy. It’s steady support that builds quietly over time. For many older Singaporeans, it means more confidence, better healthcare coverage, and a retirement that feels manageable.
Frequently Asked Questions
Do I need to apply for the Majulah Package 2026
No. All benefits are automatically credited if you are eligible. There is no application process.
Can I withdraw Majulah CPF top-ups in cash
CPF top-ups are meant for retirement and healthcare. Withdrawal rules follow existing CPF policies, not immediate cash access.
How do I check my eligibility or amounts
Log in to the CPF website or govbenefits portal using Singpass to see your personalised details.